Gaithersburg Real Estate - Your MD Home Team
Gaithersburg Real Estate - Homes For Sale


189 Kentlands Boulevard
Gaithersburg, MD 20878

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(301) 975-9500

Lynda Spellman
(301) 908-7159

Bill Hartman
(240) 994-1092

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9/7/2008
  Gaithersburg Real Estate Reports

Provided below are all our various reports covering almost every topic of home ownership. These are mostly written by us but we have included special reports, written because of our invitation, from leading experts in their fields. We did this in order to give you market fresh, unbiased information from the most respected sources on the web. Consult an expert before taking any binding action. 

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  Understanding Your Credit
Understanding Your Credit can mean the difference of owning vs not owning! ..
[Gaithersburg Understanding Your Credit ]


  Property Rights
You have a right to do with the land as you please, subject to restrictions imposed by law. ..
[Gaithersburg Property Rights ]


  Sell Your Home Fast
Should you hold out until you have an offer that matches your asking price? ..
[Gaithersburg Sell Your Home Fast ]


  Marketing Info
Your broker's marketing efforts and considerations will include advertising, showing the property, how long the house has been on the market and whether you're buying another home. ..
[Gaithersburg Marketing Info ]


  Multiple Offers
What do you do if you receive multiple offers? ..
[Gaithersburg Multiple Offers ]


  Housing Market Info
Here are some helpful definitions to help you follow the numbers. ..
[Gaithersburg Housing Market Info ]


  Real Estate and Your Taxes
Selling a home can have a major impact on your federal and state tax returns. ..
[Gaithersburg Real Estate and Your Taxes ]


  Loan Closing Advice
WHAT CAN I EXPECT TO HAPPEN ON CLOSING DAY? ..
[Gaithersburg Loan Closing Advice ]


  Closing Costs
This checklist will help you understand all the costs related to your closing. ..
[Gaithersburg Closing Costs ]


  Credit History
How does my credit history affect my ability to qualify? ..
[Gaithersburg Credit History ]


  Home Insurance
Is Home Owner's Insurance really required? ..
[Gaithersburg Home Insurance ]


  Your Loan
There are several things you need to think about before you apply for your loan! ..
[Gaithersburg Your Loan ]


  Basic Mortgage
Likely the largest debt you'll ever take on, a mortgage is a loan to finance the purchase of your home. ..
[Gaithersburg Basic Mortgage ]


  Mental Control
Don't let your emotions overrule a reasonable assessment of whether a particular home really meets your needs. ..
[Gaithersburg Mental Control ]


  Home Hunt
Narrow your home search by identifying neighborhoods that are right for you. ..
[Gaithersburg Home Hunt ]


  House Search
Buying a home? These tips can help you find the home of your dreams! ..
[Gaithersburg House Search ]


  Confidence and Experience
A confident buyer will always get the best deals. You too can be confident if you learn what to expect! ..
[Gaithersburg Confidence and Experience ]


  Home Ownership: Are You Prepared?
You can find out by asking yourself some questions.. ..
[Gaithersburg Home Ownership: Are You Prepared? ]


  Buy vs Rent
Renting can be a great choice. Find out if Renting is better than buying. ..
[Gaithersburg Buy vs Rent ]


  Credit Info
Your credit score is based on the information contained in your credit report. ..
[Gaithersburg Credit Info ]


  Real Property Definition
Real property is generally defined as land and the things permanently attached to the land. ..
[Gaithersburg Real Property Definition ]


  Pick An Offer
Picking among several offers isn't always as easy as choosing the highest price, especially in hot markets. ..
[Gaithersburg Pick An Offer ]


  Listing Real Estate
A listing agreement is a binding legal contract that shouldn't be taken lightly. ..
[Gaithersburg Listing Real Estate ]


  Getting Real Estate Ready
A house that "sparkles" on the surface will sell faster than its shabby neighbor, even though both are structurally well-maintained. ..
[Gaithersburg Getting Real Estate Ready ]


  Preparing Your Home to Sell
Advanced planning, a little effort and usually not too much expense can help ensure your property brings top dollar. ..
[Gaithersburg Preparing Your Home to Sell ]


  Real Estate Agent
A real estate agent can help you understand everything you need to know about the real estate transaction. ..
[Gaithersburg Real Estate Agent ]


  Escrow Advice
How much money will I have to come up with to buy a home? ..
[Gaithersburg Escrow Advice ]


  Closing a Home
This will likely be your last time to do a walkthrough.. ..
[Gaithersburg Closing a Home ]


  Negotiating Tips
Learn how to negotiate the very best deal possible! ..
[Gaithersburg Negotiating Tips ]


  Home Inspection and Safety
This report will provide you with the information about home inspections ..
[Gaithersburg Home Inspection and Safety ]


  Apply for a Mortgage
Shopping for a mortgage is the first step toward owning a home and perhaps the most daunting, especially if you are not prepared. ..
[Gaithersburg Apply for a Mortgage ]


  Mortgage Loan
The mortgage amount is the amount of money you borrow from a lender to pay for your house. ..
[Gaithersburg Mortgage Loan ]


  Comparison Shopping
Let this home comparison chart assist in your final home purchasing descision. ..
[Gaithersburg Comparison Shopping ]


  Approval Letters
Obtaining a pre-approval letter before your home search is a good idea! ..
[Gaithersburg Approval Letters ]


  Find your Dream
Finding your dream home is not hard if you know what steps to take! ..
[Gaithersburg Find your Dream ]


  Ownership Advice
By following these tips, home ownership will be a much smoother experience. ..
[Gaithersburg Ownership Advice ]


  Buying an Affordable Home
There are multiple factors to consider when choosing your new home ..
[Gaithersburg Buying an Affordable Home ]


  Checklist for Home Buyers
This checklist will help you find the home of your dreams today!! ..
[Gaithersburg Checklist for Home Buyers ]


  Fico Scores Effect Purchasing
FICO® scores were developed by Fair Isaac & Company, Inc. for each of the credit repositories. ..
[Gaithersburg Fico Scores Effect Purchasing ]


  Negotiating a Contract
If the terms and conditions of the deal aren't acceptable, you might want to pause and think twice. ..
[Gaithersburg Negotiating a Contract ]


  Open House Expectations
Was vacating your home for four or five prime-time hours worth the inconvenience? ..
[Gaithersburg Open House Expectations ]


  Selling My Property
The age-old observation that "you never get a second chance to make a first impression" certainly applies when it comes to attracting buyers to a for-sale home. ..
[Gaithersburg Selling My Property ]


  Using a Real Estate Agent
Using a licensed real estate agent can get you the best value for your money and save you many headaches. ..
[Gaithersburg Using a Real Estate Agent ]


  Real Estate Property Appraisal
Property appraisal is a very important part of any new home purchase! ..
[Gaithersburg Real Estate Property Appraisal ]


  Real Estate FSBO Advice
For most people, a for-sale-by-owner (FSBO) transaction simply isn't in the cards. ..
[Gaithersburg Real Estate FSBO Advice ]


  Home Loans
How much home can you afford? ..
[Gaithersburg Home Loans ]


  After The Loan
What happens after I have applied for my loan? ..
[Gaithersburg After The Loan ]


  Home Inspector Worksheet
New home or not, it pays to know what to look for in its structure, equipment and surroundings. Give this article a browse before you buy. ..
[Gaithersburg Home Inspector Worksheet ]


  Debt To Income Ratio
Here's an explanation of debt to income ratio which is a comparison of your gross (pre-tax) income to housing and non-housing expenses. ..
[Gaithersburg Debt To Income Ratio ]


  Mortgage Alternatives
A wide selection of mortgages is available. Your challenge is to select the loan terms that are most favorable to your situation. ..
[Gaithersburg Mortgage Alternatives ]


  Effective Offer Writing
A written proposal is the foundation of a real estate transaction. This is where a little know how goes a long way.. ..
[Gaithersburg Effective Offer Writing ]


  Home Selection
Here are some tips to help determine which house is best for you. ..
[Gaithersburg Home Selection ]


  Real Estate Terms
Real estate ads are usually full of acronyms and terms that are unfamiliar to first-time buyers. Here's a cheat sheet to let you in on the lingo. ..
[Gaithersburg Real Estate Terms ]


  A REALTOR Can Help
A professional real estate agent can help you find the home of your dreams in less time than you though possible! ..
[Gaithersburg A REALTOR Can Help ]


  Young Buyer
How Much Do I Have to Save to Buy A Home? What benefits can I expect being a young person? What obsticles should I be aware of? ..
[Gaithersburg Young Buyer ]


  Home Ownership : How To
This article continues to explore the benefits of home ownership. You will descover facts which may leave you surprised. ..
[Gaithersburg Home Ownership : How To ]


 

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